Star Housing Finance Ltd

About Us

About Us

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“Star Housing Finance Limited (Star HFL) is
BSE listed rural focused housing finance company operational in the affordable
housing finance space helping achieve the dreams of the first-time home buyers
from the Economic Weaker Section / Low Income Group to own their first house
through simple and easy processes.

Since the commencement of our home loan business operations in Sep 2009,
Star HFL has worked with the intent to enable homeownership through providing
housing finance to target EWS/LIG customers in semi-urban and rural
geographies. Star HFL is managed by a team of experienced housing finance
professionals with strong domain at experience at regional and national level.
Star HFL offers retail home loans up to INR 25 lakhs. These loans qualify under
Priority Sector Lending Norms and the units financed qualify under PMAY
guidelines. Star HFL has its Registered & Corporate Office in Mumbai,
Maharashtra.

Vision

To let the people feel the warmth of their “own house” by delivering quality financial products both in appearance and content.

Mission

To be known as an organization where personal attention will never become obsolete. We want to employ people who are extremely satisfied and go the extra mile for clients. We want a culture of growth, profitability, and enthusiasm throughout the company.

Loan Process

Board of Directors

Management Team

Board of Directors

Mr. Ashish Jain

Mr. Kavish Jain

Mr. AP Saxena

Mr. P.K Das

Mr. Ajit Lakshamanan

     CA. Neelam Tater

Management Team

Mr. Kalpesh Dave

Mr. Natesh Narayanan

Mr. Anoop Saxena

Mr. B. S. Kachhawaha

Mr. Shreyas Mehta

  CA. Shikha Dharmawat

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Mr. Ashish Jain
Managing Director

Mr. Ashish Jain is the Managing Director of Star Housing Finance Limited. An Engineer by qualification and a post graduate from the University of Nottingham, UK. Has been involved in the general management of the
company in different capacities and has been actively involved since 2015.

Mr. Kavish Jain
Director

Mr. Kavish Jain, an MBA and a law graduate heads the business operations at Star Housing Finance Limited. Mr. Kavish Jain leverages his
in-depth expertise and knowledge to streamline retail asset operations from lead generation to loan management.

Mr. AP Saxena
Independent Director

Mr. A. P. Saxena retired as General Manager from National Housing Bank (NHB) after completing three decades of service with NHB. He has been actively engaged in the areas of Regulation and supervision of Housing
Finance Companies, besides Refinance, Risk Management, Policy Formulations in the field of Housing Finance.

Mr. Pradip Kumar Das
Independent Director

A career banker with 36+ years of experience with expertise in business growth, strategic planning & compliance. Former ED of IDBI Bank heading the retail banking and operations group. A leader with strong analytical and problem-solving qualities inherited by delivering solutions in conjunction with operational requirements.

Ajit Lakshamanan
Independent Director

35+ years of rich experience of brand building in life insurance and HFC space with extensive domain in strategy, business process re-engineering & digital marketing. Former ED of LIC of India having led brands and people to success in an open and competitive market environment.

Masters in Law from University of Madras and Fellow of Insurance
Institute of India

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CA Neelam Tater
Independent Director

Neelam Tater,

A fellow member of the Institute of Chartered Accountants of India and also a Company Secretary, Mrs. Neelam Tater comes with a rich professional experience encompassing audit and risk management and business/management advisory services to diverse mix of corporate clients including banking and financial institutions.

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Mr. Kalpesh Dave
Chief Executive Officer

Mr. Kalpesh Dave has more than 15 years of experience in housing finance space. His expertise includes competitive environment scanning, setting and scaling up of business processes, setting up of branch infrastructure, developing practical and result oriented strategies for implementation on ground.

He has strong domain of business intelligence and reporting. His role requires him to coordinate closely with internal and external stakeholders across Star HFL

Mr. Natesh Narayanan
Chief Financial Officer

Mr. Natesh Narayanan has been on the fund-raising side since more than one and a half decade. A known and respected professional in the liability side of the business, Mr. Natesh Narayanan brings in his rich experience
and relationships with various banks and financial institutions to ensure strong liability management program at Star Housing Finance Limited.

Mr. Anoop Saxena
Chief Operating Officer

Mr. Anoop Saxena is a professional CA with 15+ years of experience in Credit & Operations Management, Business Management, Product
Development, Portfolio Management, Underwriting and internal Audit in housing finance space.

He is instrumental in setting up the risk framework at Star HFL along with the policies and processes. He also heads the current Co-lending vertical and development of rural focused housing loan products.

Mr. B. S. Kachhawaha
Head - Risk

Mr. B. S. Kachhawaha has more than three decades of experience in the financial services industry. Mr. B. S. Kachhawaha has been a career banker and brings on board a strong domain across areas of business operations including retail banking, credit, collection and branch operations with a strong focus on risk and compliance.

Mr. B. S. Kachhawaha heads the risk vertical of Star Housing Finance Limited with mandate to strengthen the systems and procedures at micro and macro level of HFC operations.

Mr. Shreyas Mehta
Company Secretary

A qualified company secretary having a post qualification experience of 7+ years in the field of Corporate Secretarial & Compliance. A young
professional with deep understanding of corporate laws, securities laws & capital market and corporate governance. In his career he has always been a Chief advisor to the board of directors on best practices in corporate governance and responsible for all regulatory compliances of company. He has good exposure to compliance audit and compliance management system and allied assignments. Member of ICSI with bachelor’s degree in financial management from Mumbai University.

CA Shikha Dharmawat
Finance Controller & Head

A qualified member of the ICAI having vast knowledge in the areas of Financial accounting, Auditing, Direct and Indirect Taxation, Budgeting & Analysis.

Has proven capability to structure, manage and drive financial interface of an organization with a strong ability to manage profitable growth through critical analysis of loan accounting, expense and revenue streams of the company.

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