Star Housing Finance Ltd

About Us

About Us

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Star Housing Finance Limited formerly known as Akme Star Housing Finance Limited is an NHB-registered housing finance company incorporated in 2005.
We intend to uplift and cater to the needs of the EWS (Economically Weaker Section), LIG (Low Income Group), and MIG (Middle Income Group) households, by giving them sustainable, long-term housing finance solutions.
Star Housing Finance Limited was founded and promoted by the Late Dr. Shri. Mohan Lal Nagda, and is currently managed by a group of housing finance professionals.
This team comprises individuals who bring in years of experience and knowledge in HFL, to form a quintessential base for a solid structure of the company.
We aim to bridge the gap between a rural household and a concrete financial helping hand. We aim to make housing finance available to EWS/LIG/MIG at their fingertips.

Vision

To let the people feel the warmth of their “own house” by delivering quality financial products both in appearance and content.

Mission

To be known as an organization where personal attention will never become obsolete. We want to employ people who are extremely satisfied and go the extra mile for clients. We want a culture of growth, profitability, and enthusiasm throughout the company.

Loan Process

Board of Directors

Management Team

Board of Directors

Mr. Ashish Jain

Mr. AP Saxena

Mr. P.K Das

Mr. Ajit Lakshamanan

Mr. Kavish Jain

     CA. Neelam Tater

Dr. Rekha Jain

Mr. Amrit Singh

Management Team

Mr. B. S. Kachhawaha

Mr. Natesh Narayanan

Mr. Shreyas Mehta

Mr. Kalpesh Dave

Mr. Anoop Saxena

  CA. Shikha Dharmawat

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Mr. Ashish Jain
Managing Director

Mr. Ashish Jain is the Managing Director of Star Housing Finance Limited. Mr. Ashish Jain is the second generation of promoters. He is an Engineer by qualification and is a post graduate from the University of Nottingham, the UK. Mr Ashish Jain has been involved in the general management of the Group in different capacities and has been actively involved in housing finance business since 2015. He leads the overall operations of the Company including business, finance, accounts and operations. He has been appointed as Managing Director of the Company in May 2018

Mr. AP Saxena
Director

Mr. A. P. Saxena retired as General Manager from National Housing Bank (NHB) after completing 29 years of service with NHB. He has been actively engaged in the areas of Regulation and supervision of Housing Finance Companies, besides Refinance, Risk Management, Policy Formulations in the field of Housing Finance. As part of NHB, he had numerous exposure on International training /seminar viz., International Housing Finance at Wharton University, World Urban Forum IV at Nanjing (China), kfw Germany. He was on the Board of CERSAI as a Nominee Director of NHB. Mr. A. P. Saxena has been associated with Inter Regulatory Meetings with RBI, SEBI, IRDAI on various regulatory and compliance issues of group NBFCs/HFCs. He has in-depth knowledge on issues relating to KYC/AML, Fair Practice Codes, Corporate Governance, Grievance Redressal System (GRIDS) etc. Mr. A. P. Saxena is having post graduate qualification in Statistics and MBA from Faculty of Management Studies (FMS), University of Delhi. He has also worked with the Central Govt., as an officer of Indian Statistical Service, in the beginning of his career.

Mr. Pradip Kumar Das
Independent Director

Pradip Kumar Das, A career banker with 36+ years of experience with expertise in business
growth, strategic planning & compliance. Former ED if IDBI Bank heading the
retail banking and operations group. A leader with strong analytical and
problem solving qualities inherited by delivering solutions in conjunction with
operational requirements.

Ajit Lakshamanan
Sub Heading Goes Here

Ajit Lakshamanan, 35+ years of rich experience of brand building in life insurance and HFC space with extensive domain in strategy, business process re-engineering & digital marketing. Former ED of LIC of India having led brands and people to success in an open and competitive market environment. Masters in Law from University of Madras and Fellow of Insurance Institute of India.

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Mr. Kavish Jain
Director

Mr. Kavish Jain, an MBA and a law graduate heads the business operations at Star Housing Finance Limited. Mr. Kavish Jain leverages his in-depth expertise and knowledge to streamline retail asset operations from lead generation to loan management. Mr. Kavish Jain also spearheads technology initiatives at Star Housing Finance Limited and is entrusted with the responsibility of digitization of business processes of the Company.

CA Neelam Tater
Independent Director

Neelam Tater,

CA & CS with professional experience encompassing audit & risk management and business / management advisory in BFSI space

.

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Miss Dr. Rekha Jain
Independent Director

Miss Dr. Rekha Jain is a social activist with more than 15 years of experience. She is the non-executive and Independent director of the Company.

Mr. Amrit Singh Rajpurohit
Independent Director

Mr. Amrit Singh Rajpurohit, ages 66 years, is the Non executive & Independent Director of our Company. He has a vast experience in mineral industries and development of land. He is an active social worker and is associated with various NGOs. He is associated with the Company from last 8 years.

Mr. B. S. Kachhawaha
Head - Risk

Mr. B. S. Kachhawaha has more than three decades of experience in the financial services industry. Mr. B. S. Kachhawaha has been a career banker brings on board a strong domain across areas of business operations including retail banking, credit, collection and branch operations with a strong focus on risk and compliance. Mr. B. S. Kachhawaha heads the risk and compliance vertical of Star Housing Finance Limited with mandate to strengthen the systems and procedures at micro and macro level of HFC operations. He is a commerce graduate from Rajasthan University.

Mr. Natesh Narayanan
CFO

Mr. Natesh Narayanan has been on fund raising side since more than one and a half decade. A known and respected professional in the liability side of the business, Mr. Natesh Narayanan brings in his rich experience and relationships with various financial institutions to ensure strong liability management program at Star Housing Finance Limited. As head of fund raising, Mr. Natesh Narayanan is also responsible for maintaining relationship with investors and creditors.

Mr. Shreyas Mehta
Company Secretary

A qualified company secretary having a post qualification experience of 7+ years in the field of Corporate Secretarial & Compliance. A young professional with deep understanding of corporate laws, securities laws & capital market and corporate governance. In his career he has always been a Chief advisor to the board of directors on best practices in corporate governance and responsible for all regulatory compliances of company. He has good exposure to compliance audit and compliance management system and allied assignments. Member of ICSI with Bachelors degree in Financial Management from Mumbai University.

Mr. Kalpesh Dave
Head Corporate Planning & Strategy

Mr. Kalpesh Dave has more than a decade of experience in housing finance sector. His expertise includes competitive environment scanning, setting and scaling up of business processes, setting up of branch infrastructure, developing practical and result oriented strategies for implementation on ground. He has strong domain of business intelligence and reporting. His role requires him to coordinate closely with internal and external stakeholders across Star Housing Finance Limited.

Mr. Anoop Saxena
Head - Credit & Operations

Mr. Anoop Saxena is the head of Credit and Risk Operations at Star Housing Finance Ltd.

Mr. Saxena has been a Senior Entrepreneurial Executive with more than 15 years of experience in Credit Management and Business. 

The experience which he brings to the table is a blend of Credit, Operation, Collection & People Management. This includes working in different types of large organisations, performing different functions, operating in a varied work culture and the capability to manage large teams. 

Mr. Saxena possesses expertise in Management, Portfolio Management, Underwriting and Internal Audit in Banks/HFCs. His experience includes Eleven years of Credit experience, Finance, School Funding, Loan against Properties, and Responsibility of Credit & Collections.

Mr. Saxena’s Credit Underwriting exposure is second to none, and includes a range of Agri, Rural & Semi Urban and Urban Lending and Affordable Housing.

Mr. Saxena’s success stems from the ability to develop and implement administrative procedures to increase productivity and efficiency. He’s a Strong leader with a motivational style of management and has a reputation for building and retaining highly motivated teams, sales networks, and customer representatives. Strong organisational skills and the ability to present information to individuals or groups has also aided him along the way.

CA Shikha Dharmawat
Finance Controller & Head

CA Shikha Dharmawat, Finance Controller & Head – Accounts | HFC Exp. – 7 years
A qualified member of the ICAI having vast knowledge in the areas of Financial accounting, Auditing,
Direct and Indirect Taxation, Budgeting & Analysis. Has proven capability to structure, manage and
drive financial interface of an organization with a strong ability to manage profitable growth through
critical analysis of loan accounting, expense and revenue streams of the company.

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