Star Housing Finance Ltd

About Us

About Us

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“Star Housing Finance Limited (Star HFL) is BSE listed rural focused housing finance company operational in the affordable housing finance space helping achieve the dreams of the first-time home buyers from the Economic Weaker Section / Low Income Group to own their first house through simple and easy processes.

Since the commencement of our home loan business operations in Sep 2009, Star HFL has worked with the intent to enable homeownership through providing housing finance to target EWS/LIG customers in semi-urban and rural geographies. Star HFL is managed by a team of experienced housing finance
professionals with strong domain at experience at regional and national level. Star HFL offers retail home loans up to INR 25 lakhs. These loans qualify under Priority Sector Lending Norms and the units financed qualify under PMAY guidelines. Star HFL has its Registered & Corporate Office in Mumbai, Maharashtra.

Vision

To let the people feel the warmth of their “own house” by delivering quality financial products both in appearance and content.

Mission

To be known as an organization where personal attention will never become obsolete. We want to employ people who are extremely satisfied and go the extra mile for clients. We want a culture of growth, profitability, and enthusiasm throughout the company.

Loan Process

Board of Directors

Management Team

Board of Directors

Mr. Kalpesh Dave

Mr. Kavish Jain

Mr. AP Saxena

Mr. P.K Das

Mr. Ajit Lakshamanan

 

 

Mr. C Ilango

     CA. Neelam Tater

Management Team

Mr. Kalpesh Dave

Mr. Natesh Narayanan

Mr. Anoop Saxena

Mr. Sandeep Kadam

Mr. Azim Sheikh

Mr. Nilesh Pande

              Mr. Murtaza Vohra

      Mr. Hemant Shinde

Mr. Shreyas Mehta

  CA. Shikha Dharmawat

          Mr. Nikhil Sahu

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Mr. Kalpesh Dave
Executive Director & CEO

 

Mr. Kalpesh Dave has more than 12 years of experience in housing finance space. His expertise includes competitive environment scanning, setting and scaling up of business processes, setting up of branch infrastructure, developing result-oriented strategies for implementation on ground.

Mr. Kavish Jain
Director

Mr. Kavish Jain, an MBA and a law graduate heads the business operations at Star Housing Finance Limited. Mr. Kavish Jain leverages his
in-depth expertise and knowledge to streamline retail asset operations from lead generation to loan management.

Mr. AP Saxena
Independent Director

Mr. A. P. Saxena retired as General Manager from National Housing Bank (NHB) after completing three decades of service with NHB. He has been actively engaged in the areas of Regulation and supervision of Housing
Finance Companies, besides Refinance, Risk Management, Policy Formulations in the field of Housing Finance.

Mr. Pradip Kumar Das
Independent Director

A career banker with 36+ years of experience with expertise in business growth, strategic planning & compliance. Former ED of IDBI Bank heading the retail banking and operations group. A leader with strong analytical and problem-solving qualities inherited by delivering solutions in conjunction with operational requirements.

Ajit Lakshamanan
Independent Director

35+ years of rich experience of brand building in life insurance and HFC space with extensive domain in strategy, business process re-engineering & digital marketing. Former ED of LIC of India having led brands and people to success in an open and competitive market environment.

Masters in Law from University of Madras and Fellow of Insurance
Institute of India

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Mr. C Ilango
Independent Director

With over 36 years in commercial banking, Shri C. Ilango is a seasoned professional whose career highlights include transforming CanFin Homes Ltd as Managing Director and CEO from 2011 to 2016. Under his leadership, branch network expanded from 41 to 140, and Assets under Management surged from INR 2,199 crore to INR 10,643 crore. His core competencies span strategic planning, revenue enhancement, operational excellence, relationship building, and financial skills.

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CA Neelam Tater
Independent Director

Neelam Tater,

A fellow member of the Institute of Chartered Accountants of India and also a Company Secretary, Mrs. Neelam Tater comes with a rich professional experience encompassing audit and risk management and business/management advisory services to diverse mix of corporate clients including banking and financial institutions.

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Mr. Natesh Narayanan
Chief Financial Officer

Mr. Natesh Narayanan has been on the fund-raising side since more than one and a half decade. A known and respected professional in the liability side of the business, Mr. Natesh Narayanan brings in his rich experience
and relationships with various banks and financial institutions to ensure strong liability management program at Star Housing Finance Limited.

Mr. Anoop Saxena
Chief Operating Officer

Mr. Anoop Saxena is a professional CA with 15+ years of experience in Credit & Operations Management, Business Management, Product
Development, Portfolio Management, Underwriting and internal Audit in housing finance space.

He is instrumental in setting up the risk framework at Star HFL along with the policies and processes. He also heads the current Co-lending vertical and development of rural focused housing loan products.

Mr. Sandeep Kadam
Chief Business Officer

Mr. Sandeep Kadam is a senior level business executive with more than 15 years of housing finance experience. He has a strong experience in leading & supervising high performing professional team. He has strong hold on administration, portfolio management, customer service and in providing overall business growth direction at regional level.

Mr. Azim Sheikh
Head - Credit

Mr. Azim Sheikh comes with over a decade of experience in underwriting in affordable housing finance space. He oversees the evaluation and approval of loan applications, ensuring robust risk management and adherence to regulatory standards. With a deep understanding of credit assessment and market trends, he guides a skilled team in developing credit policies that balance growth with prudent lending practices, driving the
company's financial health and customer trust.

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Mr. Nilesh Pande
Head - Collections

Mr. Nilesh Pande leads receivable management profile, ensuring optimal cash flow and minimizing delinquency rates. With a keen eye for detail and a proactive approach, he adeptly manages a dedicated team, implements effective collection practices, and foster strong customer relationships to maintain financial stability and growth.

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Mr. Murtaza Vohra
Head - Planning

Mr. Murtaza Vohra comes with over a decade and half professional experience and is proficient in developing comprehensive business plans, optimizing operational processes, and driving organizational efficiency. Skilled in forecasting market trends, mitigating risks, and facilitating decision-making to achieve long-term growth objectives.

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Mr. Hemant Shinde
Head - Fund Raising

Mr. Hemant Shinde is a dynamic and results-driven professional with over 2 decades of proven track record in fund raising. Expertise in cultivating relationships, implementing effective fundraising strategies, and driving sustainable growth. A strategic thinker adept at
navigating regulatory frameworks and leveraging opportunities for impactful fundraising
initiatives.

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Mr. Shreyas Mehta
Company Secretary

A qualified company secretary having a post qualification experience of 7+ years in the field of Corporate Secretarial & Compliance. A young
professional with deep understanding of corporate laws, securities laws & capital market and corporate governance. In his career he has always been a Chief advisor to the board of directors on best practices in corporate governance and responsible for all regulatory compliances of company. He has good exposure to compliance audit and compliance management system and allied assignments. Member of ICSI with bachelor’s degree in financial management from Mumbai University.

CA Shikha Dharmawat
Finance Controller & Head Accounts

A qualified member of the ICAI having vast knowledge in the areas of Financial accounting, Auditing, Direct and Indirect Taxation, Budgeting & Analysis.

Has proven capability to structure, manage and drive financial interface of an organization with a strong ability to manage profitable growth through critical analysis of loan accounting, expense and revenue streams of the company.

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Mr. Nikhil Sahu
Head - BIU

Mr. Nikhil Sahu has extensive experience in business intelligence and data analytics with strong business acumen and the ability to translate complex data into clear and concise recommendations. He excels in fast-paced, challenging environments, and thrives on driving innovation and continuous improvement.

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