Star Housing Finance Ltd

Housing

NEW PURCHASE / RESALE HOME LOANS

This loan is made available to the customers for the purchase of a newly constructed housing unit or an existing housing unit up for sale.
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CONSTRUCTION LOANS

This loan is provided to customers who wish to construct homes on their own land (N.A. land) as per an officially approved construction plan. The loan would cover up to 70% of the construction cost, which needs to be approved by a certified engineer/architect and verified by a Star Housing Finance empanelled valuer. The loan will be disbursed stage-wise as per the purchase and construction.
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COMPOSITE LOANS

This loan comprises two parts and is disbursed towards
  1. Purchase of a plot (N.A. land)
  2. Construction of a house on the plot as per the construction plan approved by the competent authority.
The amount disbursed for plot purchase would be up to 60% of the market value of the plot and the amount disbursed towards construction would be up to 70% of the construction cost which needs to be approved by a certified engineer/architect and verified by a Star Housing Finance empanelled valuer. The loan will be disbursed stage-wise as per the purchase and construction.
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IMPROVEMENT LOANS

This loan is offered to customers for the renovation of their own homes with an objective to provide better living conditions for the family and may be availed for repairs/renovation and other related improvements in the home. The amount will be disbursed up to 70% of the estimated costing verified by Star Housing Finance's empanelled architect/valuer.
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EXTENSION LOANS

This loan is provided for extending the existing home as per the approved plan by the competent authority and may include the construction of an extra room(s) or adding an extra floor to the existing unit.
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BALANCE TRANSFER LOANS

This loan is offered to customers who wish to transfer their existing home loan from a Bank/ Financial Institution to Star Housing Finance. Post evaluation and considering eligibility criteria taking credit history, current income and property valuation into account; Star HFL might also offer a top-up to the existing loan (20% of the Balance Transfer amount or Rs. 2 lakhs whichever is lower.
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LOAN TENURE

Min

5 Years

Max

20 Years

LOAN TENURE

Min

5 Years

Max

20 Years

LOAN TENURE

Min

5 Years

Max

20 Years

Processing Fees

One-time non-refundable login fees of Rs.3,500 (Inclusive of taxes) excluding incidental charges. Processing fees of 2.0% of the loan amount excluding taxes and incidental charges before disbursement.

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